Understanding Greely, ON Insurance Restoration Claims

December 12, 2023
Case Study

How Do Homeowner’s Insurance Restoration Claims Work In Greely, ON?

A Helpful Guide For How To Handle The Claims Process

When homeowners need to start a Greely, ON insurance restoration claim, they have many questions. How does the claim process work? Are there things you can do to ensure your claim is approved? These are all great questions that almost every Greater Ottawa homeowner has. Luckily, we have the complete guide to help you get through the insurance restoration claim process in one piece and with all your sanity.

An Overview Of The Insurance Restoration Claim Process

To start the insurance restoration claim process, contact your insurance agency and consider having a professional roofer come out to provide a free estimate of your needs. In most cases, you can call your insurance agent and explain that you have damage to your roof due to a storm or other situation. The agent will schedule a time to visit your home, take pictures, and investigate the claim. Don’t be surprised if it takes several days for your insurance adjuster to arrive at your home. Those who work with claims are often bogged down with numerous houses to look at and paperwork to complete. Once your adjuster has looked at the roof, taken pictures, and completed the paperwork, your insurance will either kick in to cover some of your roof replacement, or your claim will be denied. It sounds like a straightforward process. However, having your claim approved or denied can take days, weeks, or even months. The timeframe is often longer if several severe storms have hit the area, as you will not be the only one making a claim to the insurance company.

Increasing Your Chance Of Claim Approval In Greely, ON

One of the most common complaints homeowners have when they start insurance restoration is the fear of their claim being denied. You may wonder if there are ways to increase your chances of having your claim approved. The common reason for a denied claim often stems from the paperwork. Denials are more common due to the paperwork, whether it has been filled out incorrectly, is missing information, or has a lack of documentation. For this reason, paying attention to the paperwork is a must-do if you want your claim approved! Many homeowners’ issues are understanding the paperwork and all the components their insurance agency may require. Working with a professional roofer benefits you, especially when your professional roofer has experience dealing with insurance restoration claims. By having a professional on your side, you have a guarantee that the paperwork will be filled out correctly. Hence, working with a professional increases your chance of having a claim approved. The process may be speedier since there are no errors.

Common Misconceptions About Insurance Restoration Claims

As a part of guiding you through the insurance restoration claim process, it is vital that we put some misconceptions that most people have to rest. After all, believing a misconception could ultimately affect your claim.

Misconception 1: The Adjuster Is The Devil In Disguise

Adjusters are not out to make your life miserable, nor are they the devil in disguise. Adjusters have a job to do: ensure that what you state on your paperwork is true and it is an issue covered by your insurance policy. While they are professionals from the insurance company who are on the side of your insurance company, they are not out to make your life stressful or miserable. However, if your roof has been damaged due to a storm or other component covered by your policy, there is no need to worry. The adjuster only looks at the damage – they are not the ultimate decision-maker. They only provide the details to the insurance company.

Misconception 2: You Can’t Work With A Roofer Until Your Claim Is Approved

This misconception can hurt you later, especially when working with a professional roofer to ensure your claim is appropriately completed. You can call a professional roofer for a quote and their opinion on your roof, regardless of where you are in the claims process.

Misconception 3: If The Claim Is Denied, You Are Out Of Luck

If your claim is denied, you can also resubmit the information and try again. However, we suggest you work with a professional roofer to get through the claim process successfully the next time.

Work With A Professional Roofer In Greely, ON For Your Insurance Restoration Claims

If you want to start an insurance restoration claim in Greely, ON, you must do everything possible to get it approved. Luckily, we work with homeowners to help them get their insurance claims approved so they can have their roofs repaired or replaced. For those ready to get started, contact Firon Roofing today at 613-821-6222 for your free quote!